Time-to-Working-Code · Singapore FinTech

Your FinTech PoC Built and Validated in 2 Weeks (10 business days).

Helping Singapore FinTech teams ship working code in 2 weeks (10 business days) — for SGD 6,500, not a six-month hire.

Start Your $5K PoC This Week → See the breakdown ↓
SGD 6,500
Fixed price
(approx. USD 5,000) · no surprise fees
2 wks
2 weeks (10 business days)
From kickoff to working prototype
100%
Code ownership
Source + IP yours from Day 1
50+
Client engagements
SaaS, FinTech, Healthcare, Manufacturing

30-minute call · No obligation · Code yours from Day 1 · Response within 1 business day

How long until you have something real

How Long Until You Have
Something Real

Four paths every Singapore FinTech team evaluates — measured in time-to-working-code, not slideware.

In-house hire
120–180
days
Hiring + onboarding + ramp-up
Big-3 agency
60–120
days
Discovery + proposal + scope
Freelancer
Variable
timing
Sourcing varies; quality unbounded
Fastest
LLL Inc.
10
business days (2 weeks)
Kickoff to working prototype, fixed scope
Three FinTech Realities

Three FinTech Realities.
Three Answers.

MAS-regulated FinTech teams in Singapore can’t hand a payments stack to an unvetted offshore shop.
→ Same-timezone team in Malaysia, signed NDAs and DPAs before any technical discussion. PDPA-aware from Day 1.
Existing payments code already runs at scale — you need engineers who won’t break audit trails or settlement logic.
→ Engineers who ship to production daily on our own SaaS (Fortrain). They understand reconciliation, idempotency, and traceability.
Cost of compliance failure dwarfs build cost — yet most agencies treat security as an afterthought.
→ Fixed-scope quote with security baked in: audit log, role-based access, encrypted storage from Sprint 1.
Why this speed is possible

Why This Speed Is Possible.

Structural reasons. Not promises — process.

01
In-house Malaysia team
~20 full-time engineers. Zero freelance outsourcing. Day-1 live capacity, no formation lag.
02
AI-augmented development
Internal use of Claude, Cursor, and Cowork compresses implementation hours, with human PR review on every commit.
03
Reusable architecture templates
Sharpened across 50+ client engagements — auth, billing, RBAC, and observability already in place.
04
Meticulous QA process
Detailed scoping, rigorous QA cycles, clear documentation, and predictable communication — engineered into every sprint from kickoff.
How a sprint works
STEP
01
Initial Call
Response within 24 h. 30-minute consult and current-state interview.
STEP
02
Scope & Quote
Fixed-scope, fixed-price proposal by the next business day.
STEP
03
Kickoff & Sprint Start
NDA signed → repo invite → Sprint 1 begins.
STEP
04
Build & Demo
2 weeks (10 business days) of build, daily GitHub progress, weekly demo.
STEP
05
Handover
Working code + documentation + 1 walkthrough call.
One Price. One Deliverable. No Surprises.

One Price. One Deliverable.
No Surprises.

Each option is fixed scope, fixed price. No estimates. No surprise change requests.

SGD 6,500

Fixed price: SGD 6,500 (approx. USD 5,000)

2 weeks (10 business days)
Working prototype (not slides, not wireframes)
Full source code — 100% yours from Day 1
Validation report with technical findings
Handover documentation + walkthrough call
7-day post-delivery bug-fix window
Start Your $5K PoC This Week →
Fixed-scope pricing No hidden fees Full code & IP ownership 7-day post-delivery support

Ready to Move?

Get a 2 weeks (10 business days) delivery scope + fixed price within 24 hours. No obligation.

Start Your $5K PoC This Week →

30-minute call · No obligation · English PMs, GMT+8

Compare your options

Compare Your Options

A transparent look at what each path costs, takes, and delivers.

In-house hire Big-3 agency Freelancer LLL Inc.
Cost
SGD 200K+/yr salary + benefits
SGD 30–80K per project
SGD 5–15K but variable
SGD 6,500 fixed
Time to first deliverable
4–6 months (hiring + ramp-up)
2–4 months (proposal + discovery)
Unpredictable (sourcing)
2 weeks (10 business days)
Quality control
You manage
Agency process (variable)
None built-in
Daily GitHub review, AI + human PR review
Code & IP ownership
You own (employment)
Contract-dependent
Often unclear
100% yours from Day 1
Communication
Direct (SG local)
Account-manager layer
Timezone gaps (6–12 h)
English PMs, GMT+8, daily
Proof
50+
client engagements
10+
years of engineering experience
3
countries served: Singapore, Japan, Australia

Trusted across SaaS, FinTech, Healthcare, and Manufacturing.

Universiti Malaysia Sabah (UMS) Tunku Abdul Rahman University of Management and Technology (TAR UMT) Sunway University Taylor’s University
FAQ

Frequently Asked Questions

Response within 1 business day. After a 30-minute scoping call, we issue a fixed-scope proposal the next business day. NDA and DPA are signed before any technical discussion. Sprint 1 begins the same week. We have maintained this response cadence across 50+ engagements.
You own 100% of the code and IP from Day 1. The full source repository is transferred to your GitHub org at kickoff. There is no escrow, no holding period, no licensing clause. This is contractual. Our university pipeline — Universiti Malaysia Sabah, TAR UMT, Sunway University, Taylor’s University — means the engineers who build your product are full-time team members, not contractors with competing IP claims.
Our engineers build with MAS TRM Guidelines and Payment Services Act requirements in mind. Audit logs, consent flows, data residency decisions, and role-based access are built into Sprint 1 — not retrofitted. We also run Fortrain, our own AI security SaaS, with the same engineers, applying the same compliance-ready architecture standards. We do not provide legal or regulatory advice, but our architecture decisions are designed to support your compliance team, not complicate it. NDA and DPA are signed before any technical discussion.
The PoC is fixed-scope to protect the 2-week (10 business day) delivery commitment. Scope changes are captured as a follow-on sprint. After the PoC, our sprint structure allows you to adjust priorities at each sprint boundary with no penalty. The SGD 6,500 PoC fee is credited in full toward any follow-on MVP or full-build engagement.
Our team is based in Malaysia at GMT+8 — the same timezone as Singapore. English-speaking project managers on every engagement. Daily GitHub commits visible to you from Day 1. Slack channel active during Singapore business hours. Weekly live demos. No overnight handoffs, no 6-hour lag on code review comments. On a 10-business-day sprint, every hour matters — and we are in the same timezone.
Yes — always, before any technical discussion. NDA and DPA are issued as part of the initial onboarding step, before you share any product details, API specs, or architecture documents. We have executed NDAs and DPAs across 50+ engagements, including for MAS-regulated FinTech clients. For teams handling sensitive financial data, we are prepared to accommodate your governance requirements.
Start this week

Tell Us About Your Product.

30-minute call. No obligation. You’ll receive a delivery scope and timeline within 24 hours.

Tell Us About Your Product.
30-min call · No obligation · Scope + timeline in 24 hours

Message received.

Expect a delivery scope and fixed-price proposal within 24 hours. We’ll map your FinTech scope and suggest the right architecture approach.

50+ engagements GMT+8 same TZ 100% code & IP ownership 1 business day response