Your FinTech One-Day CTO Day Built and Validated in 1 day (2–3 hour session + next-day report).

Helping Singapore FinTech teams ship working code in 1 day (2–3 hour session + next-day report) — for SGD 650, not a six-month hire.

30-minute call · No obligation · Code yours from Day 1 · Response within 1 business day

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SGD 650
Fixed price (USD equiv. · no surprise fees)
1 day
2–3 hour session + next-day report delivery
100%
Code ownership — Source & IP yours from Day 1
50+
Client engagements across SaaS, FinTech, Healthcare, Manufacturing

How Long Until You Have Something Real

Four paths every Singapore FinTech team evaluates — measured in time-to-working-code, not slideware.

In-house hire
120–180
days
Hiring + onboarding + ramp-up
Big-3 agency
60–120
days
Discovery + proposal + scope
Freelancer
Variable
 
Sourcing varies; quality unbounded
LLL Inc. Fastest
1
day (2–3 hr session + next-day report)
Kickoff to working prototype, fixed scope

Three FinTech Realities. Three Answers.

MAS-regulated FinTech teams in Singapore can’t hand a payments stack to an unvetted offshore shop.

Same-timezone team in Malaysia, signed NDAs and DPAs before any technical discussion. PDPA-aware from Day 1.

Existing payments code already runs at scale — you need engineers who won’t break audit trails or settlement logic.

Engineers who ship to production daily on our own SaaS (Fortrain). They understand reconciliation, idempotency, and traceability.

Cost of compliance failure dwarfs build cost — yet most agencies treat security as an afterthought.

Fixed-scope quote with security baked in: audit log, role-based access, encrypted storage from Sprint 1.

Why This Speed Is Possible.

Structural reasons. Not promises — process.

01

In-house Malaysia team

~20 full-time engineers. Zero freelance outsourcing. Day-1 live capacity, no formation lag.

02

AI-augmented development

Internal use of Claude / Cursor / Cowork compresses implementation hours, with human PR review on every commit.

03

Reusable architecture templates

Sharpened across 50+ client engagements — auth, billing, RBAC, observability already in place.

04

Japanese-rooted QA process

Detailed scoping, rigorous QA cycles, clear documentation, predictable communication.

STEP
01
Initial Call

Response within 24 h. 30-minute consult and current-state interview.

›
STEP
02
Scope & Quote

Fixed-scope, fixed-price proposal by the next business day.

›
STEP
03
Kickoff & Sprint Start

NDA signed → repo invite → Sprint 1 begins.

›
STEP
04
Build & Demo

1 day (2–3 hour session + next-day report) of build, daily GitHub progress, weekly demo.

›
STEP
05
Handover

Working code + documentation + 1 walkthrough call.

One Price. One Deliverable. No Surprises.

SGD 650

Fixed price: SGD 650–1,300 (approx. USD 500–1,000)

1 day (2–3 hour session + next-day report)
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Fixed-scope pricing No hidden fees Full code & IP ownership 7-day post-delivery support

Ready to Move?

Get a 1 day (2–3 hour session + next-day report) delivery scope + fixed price within 24 hours. No obligation.

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30-minute call · No obligation · English PMs, GMT+8

Compare Your Options

A transparent look at what each path costs, takes, and delivers.

In-house hire Big-3 agency Freelancer LLL Inc.
Cost SGD 200K+/yr salary + benefits SGD 30–80K per project SGD 5–15K but variable SGD 650 fixed
Time to first deliverable 4–6 months (hiring + ramp-up) 2–4 months (proposal + discovery) Unpredictable (sourcing) 1 day (2–3 hr session + next-day report)
Quality control You manage Agency process (variable) None built-in Daily GitHub review, AI + human PR review
Code & IP ownership You own (employment) Contract-dependent Often unclear 100% yours from Day 1
Communication Direct (SG local) Account-manager layer Timezone gaps (6–12 h) English PMs, GMT+8, daily
50+
client engagements
10+
years of engineering experience
3
countries served (Singapore, Japan, Australia)
Universiti Malaysia Sabah (UMS) Tunku Abdul Rahman University of Management and Technology (TAR UMT) Sunway University Taylor’s University

Trusted across SaaS, FinTech, Healthcare, and Manufacturing.

Frequently Asked Questions

How quickly can you start?
Response within 24 hours of inquiry. NDA signed before any technical discussion. Most sessions begin within 2–3 business days of first contact. 30-minute intake call, no obligation.
Who owns the code and IP?
100% yours from Day 1. All architecture recommendations, decision logs, action plan reports, and any code produced belong to you. LLL retains no IP. This is confirmed in writing before the session begins.
How do you handle MAS guidelines, PDPA compliance, and audit-ready development?
Our engineers have designed systems for regulated financial environments and understand the architecture implications of operating under MAS guidelines and PDPA. We structure the session agenda around your specific regulatory constraints, flag the highest-risk decision points upfront, and recommend audit-log and role-based access patterns baked into Sprint 1. We also reference our own SaaS (Fortrain) as a live example of compliant production architecture.
What if our requirements change mid-engagement?
The 1日CTO session is fixed scope and fixed price — it covers a defined set of deliverables. If requirements evolve after the session, we can quote a follow-on scope. The SGD 650 fee is credited in full toward the first month of CTO-as-a-Service.
How do you communicate across timezones?
Our entire engineering team operates at GMT+8, same as Singapore. English-speaking PMs handle all client communication. Daily async updates via Slack or your preferred channel. No 6–12 hour lag.
Do you sign NDAs and DPAs before any technical discussion?
Yes, always — before you share any codebase, architecture diagrams, or compliance documentation. This applies to the free intake call, the pre-analysis phase, and every subsequent engagement. 50+ client engagements completed under NDA.

Tell Us About Your Product.

30-minute call. No obligation. You’ll receive a delivery scope and timeline within 24 hours.

Message received.

We’ll respond within 1 business day with a scope and timeline. Check your inbox — and your spam folder just in case.

50+ engagements GMT+8 same TZ 100% code & IP ownership 1 business day response
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