Your FinTech team — Scale up in days, not quarters.

Helping Singapore FinTech teams add senior engineering capacity this month — without job posts, without lock-in.

See the breakdown ↓

30-minute call · No obligation · Code yours from Day 1 · Response within 1 business day

~20
In-house engineers
Full-time, no freelance outsourcing
Days
To start
Sprint-based engagement model
100%
Code ownership
Source + IP yours from Day 1
50+
Client engagements
Across SaaS, FinTech, Healthcare, Manufacturing
Engagement model

Pick the Shape That Matches Your Team.

Three engagement models. Switch between them as your roadmap evolves. No 12-month lock-in.

No 12-month contracts. Sprint-based exits. English-speaking PMs, GMT+8.

Team & capacity

In-House Engineers. Live Capacity. No Formation Lag.

~20
Full-time in-house engineers Based in Malaysia (GMT+8). Zero freelance outsourcing. Every engineer is a named LLL employee.
2–5
Engineers per engagement Scale the team up or down at each sprint boundary. No renegotiation, no penalties.
0
Subcontractors or freelancers You can request who has access to your repository at any time. No opaque accountability chains.

Most engineering agencies quote a team size but deliver an anonymous bench. Our model is different: a focused group of ~20 full-time engineers, with capacity available from Day 1 — no formation delay, no onboarding queue.

The same engineers who start your engagement finish it. Continuity is built in, not sold as a premium feature. For FinTech teams, this matters: the engineer who reviewed your payments code on Sprint 1 still has context on Sprint 6.

Our university pipeline — Universiti Malaysia Sabah (UMS), Tunku Abdul Rahman University of Management and Technology (TAR UMT), Sunway University, and Taylor's University — continuously feeds the team with engineers who are fluent in English and trained on production standards.

Exit at any sprint boundary. No minimums. No termination fees. The structure removes lock-in by design.

Why this scalability is possible

Why This Scalability Is Possible.

Structural reasons. Not promises — process.

01
In-house Malaysia team
~20 full-time engineers. Zero freelance outsourcing. Day-1 live capacity, no formation lag. Same timezone as Singapore.
02
AI-augmented development
Internal use of Claude, Cursor, and Cowork compresses implementation hours — with human PR review on every change. Faster delivery, no quality trade-off.
03
Reusable architecture templates
Sharpened across 50+ client engagements — auth, billing, RBAC, observability already in place. No rebuilding from scratch on each project.
04
Japanese-rooted QA process
Detailed scoping before each sprint, rigorous QA cycles between builds, clear documentation at every handover, predictable daily communication — not vague "quality standards."
STEP
01
Initial Call
Response within 24 h. 30-minute consult and current-state interview.
STEP
02
Scope & Quote
Fixed-scope, fixed-price proposal by the next business day.
STEP
03
Kickoff & Sprint Start
NDA signed → repo invite → Sprint 1 begins.
STEP
04
Build & Demo
2–4 weeks (Adoption Sprint) of build, daily GitHub progress, weekly demo.
STEP
05
Handover
Working code + documentation + 1 walkthrough call.
Pricing

One Price. One Deliverable. No Surprises.

Each option is fixed scope, fixed price. No estimates. No surprise change requests.

Free Adoption Score
Fixed price: Free Adoption Score  /  Workshop SGD 1,950  /  Adoption Lite SGD 6,500  /  Adoption Sprint SGD 13,000–19,500
2–4 weeks (Adoption Sprint)
  • CLAUDE.md tuned to your codebase and team conventions
  • 3–5 sub-agents installed and tested against your real tasks
  • MCP servers wired to your internal tools (not stock examples)
  • Hooks + slash commands for your daily workflow
  • Team enablement: one workshop + 30 days of async support
Fixed-scope pricing No hidden fees Full code & IP ownership 7-day post-delivery support

Ready to Move?

Get a 2–4 weeks (Adoption Sprint) delivery scope + fixed price within 24 hours. No obligation.

30-minute call · No obligation · English PMs, GMT+8

FinTech realities

Three FinTech Realities. Three Answers.

MAS-regulated FinTech teams in Singapore can't hand a payments stack to an unvetted offshore shop.
Same-timezone team in Malaysia, signed NDAs and DPAs before any technical discussion. PDPA-aware from Day 1.
Existing payments code already runs at scale — you need engineers who won't break audit trails or settlement logic.
Engineers who ship to production daily on our own SaaS (Fortrain). They understand reconciliation, idempotency, and traceability.
Cost of compliance failure dwarfs build cost — yet most agencies treat security as an afterthought.
Fixed-scope quote with security baked in: audit log, role-based access, encrypted storage from Sprint 1.
Time to working code

How Long Until You Have Something Real

Four paths every Singapore FinTech team evaluates — measured in time-to-working-code, not slideware.

In-house hire
120–180
days
Hiring + onboarding + ramp-up
Big-3 agency
60–120
days
Discovery + proposal + scope
Freelancer
Variable
timing
Sourcing varies; quality unbounded
Fastest
LLL Inc.
2–4
weeks (Adoption Sprint)
Kickoff to working prototype, fixed scope
Compare your options

Compare Your Options

A transparent look at what each path costs, takes, and delivers.

Criteria In-house hire Big-3 agency Freelancer LLL Inc.
Cost
SGD 200K+/yr salary + benefits
SGD 30–80K per project
SGD 5–15K but variable
Free Adoption Score fixed
Time to first deliverable
4–6 months (hiring + ramp-up)
2–4 months (proposal + discovery)
Unpredictable (sourcing)
2–4 weeks (Adoption Sprint)
Quality control
You manage
Agency process (variable)
None built-in
Daily GitHub review, AI + human PR review
Code & IP ownership
You own (employment)
Contract-dependent
Often unclear
100% yours from Day 1
Communication
Direct (SG local)
Account-manager layer
Timezone gaps (6–12 h)
English PMs, GMT+8, daily
50+
Client engagements
10+
Years of engineering experience
3
Countries served (Singapore, Japan, Australia)

University partners

Universiti Malaysia Sabah (UMS) Tunku Abdul Rahman University of Management and Technology (TAR UMT) Sunway University Taylor's University
Trusted across SaaS, FinTech, Healthcare, and Manufacturing.
FAQ

Frequently Asked Questions

We can start within days of signing the NDA. Our in-house team of ~20 engineers in Malaysia (GMT+8) has live capacity — no formation lag, no sourcing delay. Across 50+ client engagements, our median kickoff-to-first-PR is under 2 weeks. STEP 01 is a 30-minute call; STEP 02 is a fixed-scope quote by the next business day. Daily GitHub progress is visible from the moment the sprint begins.
You own 100% of the code and IP from Day 1. This is written into every engagement contract — not negotiated case by case. All deliverables, documentation, and intellectual property transfer to you from the first day. This has been standard across all 50+ client engagements we have completed, including those in FinTech and regulated industries. No surprises at handover.
We are not licensed by MAS, and we do not claim to be. What we offer is a structure that supports your own compliance obligations. NDA and DPA are signed before any technical discussion. Our team in Malaysia (GMT+8) is PDPA-aware from Day 1. We build audit log, role-based access control, and encrypted storage from Sprint 1 — not retrofitted later. Our own SaaS product, Fortrain, is built with the same in-house team to these same standards. Daily GitHub reviews give your CISO a full audit trail on every change.
Scope changes are handled at sprint boundaries — we re-scope and re-quote before the next sprint begins, so there are no surprise change requests mid-delivery. Our reusable architecture templates, sharpened across 50+ client engagements, mean we can adapt faster than agencies that rebuild from scratch each time. The Hybrid model (MODEL 03) lets you trade in project-based credits and transition to a dedicated team as scope expands.
Our team is in Malaysia — GMT+8, the same timezone as Singapore. English-speaking project managers handle all client communication. Daily GitHub progress is visible in your repository. Weekly demos are scheduled at your convenience. Slack access is included from Day 1. Across 50+ client engagements, timezone has never been a blocker. Our university pipeline — Universiti Malaysia Sabah (UMS), Tunku Abdul Rahman University of Management and Technology (TAR UMT), Sunway University, and Taylor's University — ensures English-proficient engineers trained on production standards.
Yes — this is non-negotiable process, not preference. NDA and DPA are executed before we see your architecture, data model, or a single API endpoint. This is standard across all 50+ client engagements. For FinTech teams operating under MAS guidelines and PDPA, we also support PDPA-aligned data processing agreements on request. The Fortrain team — our own security SaaS — operates under the same internal protocols, so this is not a policy document we created for clients alone.
Get started

Tell Us About Your Product.

30-minute call. No obligation. You'll receive a delivery scope and timeline within 24 hours.

We got your message.

Expect a team proposal within 48 hours.
We'll match your requirements and propose engagement options.

50+ engagements GMT+8 same TZ 100% code & IP ownership 1 business day response