Your FinTech AI Integration
Built and Validated in 2–4 weeks.

Helping Singapore FinTech teams ship working code in 2–4 weeks — for SGD 6,500+, not a six-month hire.

30-minute call · No obligation · Code yours from Day 1 · Response within 1 business day

See the breakdown ↓
SGD 6,500+
Fixed price · USD equiv. ~5,000 · no surprise fees
2–4 weeks
From kickoff to working prototype
100%
Code ownership — source + IP yours from Day 1
50+
Client engagements across SaaS, FinTech, Healthcare, Manufacturing
Time-to-Working-Code

How Long Until You Have Something Real

Four paths every Singapore FinTech team evaluates — measured in time-to-working-code, not slideware.

In-house hire
120–180
days
Hiring + onboarding + ramp-up
Big-3 agency
60–120
days
Discovery + proposal + scope
Freelancer
Variable
timing
Sourcing varies; quality unbounded
Fastest
LLL Inc.
2–4
weeks
Kickoff to working prototype, fixed scope
Three FinTech Realities

Three FinTech Realities. Three Answers.

MAS-regulated FinTech teams in Singapore can't hand a payments stack to an unvetted offshore shop.
→ Same-timezone team in Malaysia, signed NDAs and DPAs before any technical discussion. PDPA-aware from Day 1.
Existing payments code already runs at scale — you need engineers who won't break audit trails or settlement logic.
→ Engineers who ship to production daily on our own SaaS (Fortrain). They understand reconciliation, idempotency, and traceability.
Cost of compliance failure dwarfs build cost — yet most agencies treat security as an afterthought.
→ Fixed-scope quote with security baked in: audit log, role-based access, encrypted storage from Sprint 1.
Why This Speed Is Possible

Why This Speed Is Possible.

Structural reasons. Not promises — process.

01

In-house Malaysia team

~20 full-time engineers. Zero freelance outsourcing. Day-1 live capacity, no formation lag.

02

AI-augmented development

Internal use of Claude / Cursor / Cowork compresses implementation hours, with human PR review on every commit.

03

Reusable architecture templates

Sharpened across 50+ client engagements — auth, billing, RBAC, observability already in place.

04

Japanese-rooted QA process

Detailed scoping, rigorous QA cycles, clear documentation, predictable communication — every sprint, every client.

The 5-Step Flow

From first message to handover.

STEP
01
Initial Call
Response within 24 h. 30-minute consult and current-state interview.
STEP
02
Scope & Quote
Fixed-scope, fixed-price proposal by the next business day.
STEP
03
Kickoff & Sprint Start
NDA signed → repo invite → Sprint 1 begins.
STEP
04
Build & Demo
2–4 weeks of build, daily GitHub progress, weekly demo call.
STEP
05
Handover
Working code + documentation + 1 walkthrough call.
Pricing

One Price. One Deliverable. No Surprises.

Each option is fixed scope, fixed price. No estimates. No surprise change requests.

SGD 6,500+
Fixed price: SGD 6,500–19,500 (approx. USD 5,000–15,000)
2–4 weeks
  • Working AI feature wired into your existing product
  • Operations runbook + monitoring dashboard
  • Cost & latency report with budgeting recommendations
  • Full source code — 100% yours from Day 1
  • 7-day post-delivery tuning window
Fixed-scope pricing No hidden fees Full code & IP ownership 7-day post-delivery support

Ready to Move?

Get a 2–4 weeks delivery scope + fixed price within 24 hours. No obligation.

30-minute call · No obligation · English PMs, GMT+8

Compare Your Options

Compare Your Options

A transparent look at what each path costs, takes, and delivers.

In-house hire Big-3 agency Freelancer LLL Inc.
Cost SGD 200K+/yr salary + benefits SGD 30–80K per project SGD 5–15K but variable SGD 6,500+ fixed
Time to first deliverable 4–6 months (hiring + ramp-up) 2–4 months (proposal + discovery) Unpredictable (sourcing) 2–4 weeks
Quality control You manage Agency process (variable) None built-in Daily GitHub review, AI + human PR review
Code & IP ownership You own (employment) Contract-dependent Often unclear 100% yours from Day 1
Communication Direct (SG local) Account-manager layer Timezone gaps (6–12 h) English PMs, GMT+8, daily
Proof

Why Teams Trust Us

50+
client engagements
10+
years of engineering experience
3
countries served (Singapore, Japan, Australia)

Trusted across SaaS, FinTech, Healthcare, and Manufacturing.

Universiti Malaysia Sabah (UMS) Tunku Abdul Rahman University of Management and Technology (TAR UMT) Sunway University Taylor's University
FAQ

Frequently Asked Questions

We respond within 1 business day and can begin the scoping call the same week. Once scope is agreed and the NDA is signed, Sprint 1 starts immediately. Most clients have working code within 2–4 weeks of their first call — from our 50+ client engagements, this timeline has held consistently.
You do — 100%, from Day 1. Full GitHub access is granted at kickoff. All source code and IP transfer to you at handover. No vendor lock-in, no licensing fees, no dependency on LLL infrastructure to run your product. Deploy to your own AWS, Azure, or GCP — it's yours.
We align with MAS guidelines on AI/ML in financial services — explainability, audit trail, human-in-the-loop provisions. Every FinTech engagement includes: full audit log, role-based access control, encrypted storage from Sprint 1. Our own SaaS product, Fortrain, runs on the same security-first architecture — so compliance is structural, not bolted on. We are not a MAS-licensed entity and do not provide regulatory advice, but we support your compliance team's review process.
The scope is fixed at kickoff to protect the 2–4 week timeline. If genuinely new requirements emerge, we document them and address them in a follow-on sprint rather than expanding mid-flight. This prevents scope creep from derailing delivery — a discipline we've developed across 50+ client engagements. The daily GitHub updates keep you informed so there are no surprises at handover.
We are GMT+8 — same timezone as Singapore. English-speaking PMs handle daily GitHub progress updates and weekly demo calls during your business hours. No overnight handoffs, no async-only collaboration. On a 2–4 week sprint where every day counts, real-time communication is a structural requirement, not a promise.
Yes — NDA and DPA are signed before any technical discussion begins. This is standard practice across all our FinTech engagements, not an add-on or upsell. PDPA-aware data handling is built into our process from Day 1. Your code, architecture, and business logic stay confidential throughout.
Start This Week

Tell Us About Your Product.

30-minute call. No obligation. You'll receive a delivery scope and timeline within 24 hours.

We got your message!

Expect a response within 1 business day.
We'll return a delivery scope and timeline on a 30-minute call.

50+ engagements GMT+8 same TZ 100% code & IP ownership 1 business day response